Effectiveness of activities of financial assistance recipients and rural credit partnership

The article notes that various methods of resource mobilization are used to financially support agricultural production. They are mainly implemented in practice through the lending system through JSC Agrarian Credit Corporation, which includes rural credit partnerships. The article discusses issues of state financial support for agricultural producers through their lending through rural credit partnerships. The relationship between the results of production and financial activities of agricultural entities and the credit partnership is shown, justified by the specific data provided by the participants who, through the loans received, improved their production and financial performance. The efficiency of the activities of credit partnerships (CPs) was studied using the example of CT Tselinogradskoye LLP, which provides lending and subsidizing services at interest rates significantly lower than market ones. The effectiveness of the credit partnership's activities is noted, which is ensured by annual monitoring by the CT of the targeted use of bank loans and borrowings, the financial condition of the business entity, as well as their collateral. It is generalized that CTs, by providing intermediary assistance in the distribution of credit resources allocated from the republican budget, generally demonstrate their financial stability and the effectiveness of their activities. At the same time, by increasing the volume of loans issued to agricultural producers and subsidizing interest rates on loans received, credit unions contribute to a significant improvement in the production and financial performance of the majority of participants in credit partnerships.

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