Regulation of investment activities of insurance companies of the Republic of Kazakhstan

In the contemporary conditions, insurance companies in line with securing population and legal entities, fulfill the role of investment institutes. Insurance premiums received from insurers are concentrated in reserves of insurance organizations and play quite an evident role in the investment process. An effective placement to the insurance reserves by insurers in the investment assets should become a powerful financial support in the development of national economies. Carrying out investment activity, making a profit from it, insurance companies are largely dependent on the state of affairs in the financial market. This makes it necessary to conduct a fairly rigid state regulation of the investment activities of insurance companies. In this regard, the analysis of state regulation of investment activities of insurance companies is relevant and significant. This article determines, in terms of analysis of financial aspects of insurance companies, the core principles of insurance reserve investment, opportunities and peculiarities of activities by insurance companies as institutional investors; researches public regulation and practical aspects of investment business by insurance companies; reports on the revealed trends of their investment activities and core investment instruments. Trends of investment potential increase are determined on the grounds of research on public regulation of the investment business by the insurance companies, rationale is provided for the need of measures for enhancement of investment activity by insurance companies, which is likely to facilitate attraction of financial resources to the economy and assurance of the economic growth.

активы, страховые резервы, инвестиции, государственное регулирование, ценные бумаги, страховой рынок, ликвидность, рентабельность, гарантированность, assets, insurance reserves, investments, state regulation, securities, insurance market, liquidity, profitability, security, активтер, сақтандыру резервтері, инвестициялар, мемлекеттік реттеу, бағалы қағаздар, сақтандыру нарығы, өтімділік, рентабельдік, кепілділік