Global trends in the financial technologies development

In Kazakhstan the usage of innovative financial technologies is considered as a priority direction in the framework of the implementation of "Digital Kazakhstan" State Program. Every day the attraction level of FinTech projects in the area of employment and placing of funds, transfer and conversion operations, and payment systems is growing. The business community is increasingly investing in digital money, alternative payment systems and services, considering ICO as an attraction of financing, there are more and more startups to create fundamentally new trading terminals and platforms. FinTech penetrates deeper and deeper into all areas of the financial market. Financial institutions around the world are looking for taking advantage of new digital technologies to reduce costs, increase efficiency, reduce risk, and improve security. New financial technologies, such as: P2B services, crowdfunding platforms, virtual money systems, alternative payment systems and services provide a wide range of opportunities, both for individuals and businesses to invest their money in those projects that they consider attractive themselves; choose the level of profitability that is most attractive to them; choose the level of risk that they can afford. At the same time, the consumer may stipulate a funding rate acceptable for the development of the project; do not provide collateral; do the minimum reporting and documentation. Based on the analysis of the main innovative financial technologies of the global market, the most promising areas of FinTech development were identified, which will be in demand in the next 5-7 years. At the same time, both advantages and disadvantages of the proposed FinTech trends are objectively indicated.

цифровизация, финансовые технологии, мировые тренды, ванильные финансовые услуги, виртуальные деньги, краудфандинговые платформы, глобальная трансформация, digitalization, financial technologies, global trends, vanilla financial services, virtual money systems, crowdfunding platforms, global transformation, цифрландыру, қаржы технологиялары, әлемдік трендтер, ванильді қаржылық қызметтер, виртуалды ақша, краудфандингтік платформалар, жаһандық трансформация

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