Potential and problems of use of the insurance product in sport tourism

Doing sports tourism initially assumes the risk of getting injured by athletes. All organizers of competitions and campaigns in sports tourism, heads and trainers bear responsibility for life and health of athletes. Therefore the requirement to have the insurance contract for tourists - athletes is a standard requirement around the world. However, in modern Kazakhstan practice of insurance of participants of sports campaigns has more problems than positive examples. Especially it concerns difficult sports campaigns in mountainous areas of the world. At the same time authors were convinced that the staff of insurance companies misunderstands gradation of sports campaigns on their complexity. Consequntly, they do not understand the risk level for participants of campaigns for example, of the first or sixth category. There is no understanding of full implementation of the contract on insurance at a loss occurrence for participants of difficult campaigns in remote mountainous or desert areas. The article analyzes the results of insurance problems research of the participants of the senior team of the Turan Tourism Research Institute in one of the complex trips of the sixth category of complexity in the Central Pamir. This analysis is made on the fact of illness of one of the team members, all the technology of its treatment and evacuation by helicopter from the remote mountainous region. The recommendations developed by the authors will help solve the problems of using the insurance product in complex sports trips.

спортивный туризм, страховой продукт, потенциал, проблемы, медицинское страхование, несчастный случай, риск, походы, категории сложности, tourism sport, insurance product, potential, problems, medical insurance, accident, risk, campains, complexity categories, спорттық туризм, сақтандыру өнімі, әлеует, мәселелер, медициналық сақтандыру, жа­, затайым оқиға, тәуекел, жорықтар, күрделілік санаты

1. Сколько казахстанцев погибли в ДТП за 2016 год: // https://www.caravan.kz.

2. Страховка для занятий спортивным туризмом и соревнований: // http://www.insure.travel/sport/s/sportivnyy-turizm.