For citations:

Baigunakova A.S., Margatskaya G.S., Margatskyi R.V., Panfil P. Dynamics of development and strategies for increasing financial inclusion in developing countries. Bulletin of "Turan" University. 2026;(1):447-463. (In Russ.) https://doi.org/10.46914/1562-2959-2026-1-1-447-463