Features of state regulation of the EEU countries’ insurance markets

At the present stage, the conditions of the integration association of countries within the EAEU are relevant analysis of the state regulation systems of insurance markets of the EAEU member countries. This article discusses the features of state regulation of insurance markets of the EAEU member countries, identifies the common and existing specific features of the legislation of each country. It is shown that the main purpose of state regulation of insurance activities is to promote the development of the insurance market, create favorable conditions for the activities of insurance companies and protect the rights and interests of policyholders, other stakeholders and the state. Based on the analysis of the state policy in the field of insurance, the basic principles of regulation of the EAEU countries insurance markets are determined, the characteristics of the activities of the state supervision bodies of the EAEU countries are studied, significant differences in the organization of compulsory insurance are identified. Particular attention is paid to the state regulation of financial activities of insurance companies and ensure their financial stability and solvency. The directions of harmonization of legislation and regulation of the EAEU insurance markets within a single insurance space are considered. A set of measures aimed at solving problems that are fundamentally important for the creation and successful functioning of a single insurance market has been proposed.

insurance market, integration, government regulation, insurance rights, solvency, financial stability, страховой рынок, интеграция, государственное регулирование, страховое право, платежеспособность, финансовая устойчивость, сақтандыру нарығы, интеграция, мемлекеттік реттеу, сақтандыру құқығы, төлем қабілеттілігі, қаржылық тұрақтылық

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