Real estate financial monitoring

The article is devoted to one of the pressing topics in the fight against the shadow economy - financial monitoring in the real estate market. For examples of criminal schemes using real estate in order to legalize income obtained illegally are considered. The algorithm of financial transactions on money laundering using real estate is presented in detail. Characteristic features that distinguish one or another suspicious operation are also given. Elite foreign real estate has always been an attractive area for the legalization of criminal proceeds. In this regard, new schemes have been proposed for the “laundering” of criminally obtained funds in the foreign real estate market. The article discusses the conditions for acquiring citizenship / permanent residence in exchange for real estate investments in countries such as Turkey, Cyprus, Malta and the Caribbean. In most of these countries, a special Due Diligence audit is conducted to assess the eligibility of applicants. It involves the analysis of relevant information about a potential investor, for example, data from various international information bases, Interpol bases, anti-terrorist centers, data from the law enforcement base of the country in which the potential investor lives. So, if in Malta and Cyprus this check is very difficult to pass, then in the Caribbean there are cases of a formal approach to this procedure. As a result the programs such as “citizenship for investments” allow, under certain conditions, the legalization of proceeds from crime.

финансовый мониторинг, недвижимость, отмывание денег, подозрительная деятельность, сделка, купля-продажа, легализация доходов, информация, financial monitoring, real estate, money laundering, suspicious activity, transaction, purchase and sale, legalization of income, information, қаржылық мониторинг, жылжымайтын мүлік, ақшаны жылыстату, күдікті қызмет, келісім, сауда-саттық, кірістерді заңдастыру, ақпарат

1. Закон Республики Казахстан «О противодействии легализации (отмыванию) доходов, полученных преступным путем, и финансированию терроризма» (с изменениями и дополнениями по состоянию на 02.04.2019г.): /https://online.zakon.kz/document/?doc_id=30466908#pos=2;-155.

2. Официальный сайт Комитета по финансовому мониторингу Министерства финансов РК: / https://kfm.gov.kz/ru/.

3. Требования международных стандартов, типологии и подозрительные операции, связанные с отмыванием преступных доходов: методическое пособие. - Астана, 2018.

4. https://immigrantinvest.com/blog/grazhdanstvo-v-uproshhennom-poryadke.

5. https://immigrantinvest.com/blog/citizenship-for-investment.